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Category: Real Estate

4 Tips For a Smooth Closing – Part I

July 15, 2016
Real Estate

Most buyers think of a real estate closing as a stressful process; sometimes, it can be -but, it doesn’t have to be! Here are a few tips to help things go a little more smoothly for your next real estate purchase: GET IN TOUCH, ASK QUESTIONS There are a number of professionals working on your transaction from contract to closing – from your realtor, to your lender, to your closing attorney. You should feel comfortable reaching out to any one of them at any point during your closing to ask questions. Do not feel like you are “bothering” them, this is our job! The first time you talk to your closing attorney does not have to be in the conference…

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Buying A New House? Why You Need Owner’s Title Insurance

June 24, 2016
Real Estate

Before you can understand why you need title insurance, it’s important to understand what title insurance actually is. As part of your real estate closing, your closing attorney (who is often also a title agent) will review the chain of title to the property you are purchasing. The title search usually goes back about 40 years depending on the kind of transaction, and includes a search of all kinds of public records – not just deeds and mortgages on the property, but also foreclosure actions, judgments, probate cases, family court matters, tax liens, etc. This process verifies that the seller actually owns the property and that the seller is actually free to sell it. But, because title searches are limited…

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